Provider |
Online
Payment Daily Limit
|
Mobile
App Payment Daily Limit
|
Observations |
Lloyds Banking Group (Lloyds, Halifax and Bank of Scotland)
|
Retail
- New and Existing Payee - Person/Contact (per payment + daily): £25,000
- New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000
- Internal transfers (per payment + daily): £1,000,000
Private Banking
- New and Existing Payee - Person/Contact (per payment + daily): £99,999
- New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000
- Internal transfers (per payment + daily): £1,000,000
Business
- New and Existing Payee - Person/Contact (per payment + daily): £250,000
- New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £250,000
- Internal transfers: £250,000
Commercial
- New and Existing Payee - Person/Contact (per payment + daily): £25,000
- New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000
- Internal transfers: £250,000
|
Retail
- New and Existing Payee - Person/Contact (per payment + daily): £25,000
- New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000
- Internal transfers (per payment + daily): £1,000,000
Private Banking
- New and Existing Payee - Person/Contact (per payment + daily): £99,999
- New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000
- Internal transfers (per payment + daily): £1,000,000
Business
- New and Existing Payee - Person/Contact (per payment + daily): £250,000
- New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £250,000
- Internal transfers: £250,000
Commercial
- New and Existing Payee - Person/Contact (per payment + daily): £25,000
- New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000
- Internal transfers: £250,000
|
Limits may differ for Websaver or Express Cash accounts.
It also considers the payment context code, which is related to the origin of the business.
When updating PCC, limit will increase to £25k Please refer to this for article
|
NatWest Group (RBS, NatWest and Ulster)
|
Personal
- Internal and external payees: £20,000
- Default payment limit is set to £5,000 with the user can increase to £20,000 using their Online Banking
Premier
- Internal and external payees: £50,000
- Default payment limit is set to £5,000 with the user can increase to £50,000 using their Online Banking
Business
- Internal and external payees: £50,000
- Default payment limit is set to £5,000 with the user can increase to £50,000 using their Online Banking
|
Personal
- Internal and external payees: £20,000
Premier
- Internal and external payees: £50,000
Business
- Internal and external payees: £50,000
|
Limits vary depending on the payment journey, type of account, and the use of a Card Reader for consent.
Retail customers of NatWest, Royal Bank of Scotland, Ulster Bank (Northern Ireland) and NatWest International have a default limit of £5k per day. However, customers can amend that daily limit through their online banking portal.
Please refer to this article for a breakdown of the limits across brands and account type.
For information on how to increase payment limits, please refer to this Natwest article.
£1 million will not be the default Faster Payment limit for Bankline customers. Instead, it will be the maximum limit that customers can set.
|
Barclays |
Personal
- Transfer to other people: £50,000
- Internal transfer between own accounts: £250,000 per transaction
- Third-party & Standing Orders: £50,000
Premier
- To other people: £100,000
- Internal transfer between own accounts: £250,000 per transaction
- Third-party & Standing Orders: £50,000
Business
- Existing payee: £50,000
- New payee: £2,000
- Internal transfer between own accounts: £250,000
- Third-party & Standing Orders: £50,000
|
Personal
- Existing payee: £10,000
- New payee: £2,000
- Internal transfer between own accounts: £250,000
- Third-party & Standing Orders: £50,000
Premier
- Existing payee: £30,000
- New payee: £2,000
- Internal transfer between own accounts: £250,000
- Third-party & Standing Orders: £50,000
Business
- Existing payee: £50,000
- New payee: £2,000
- Internal transfer between own accounts: £250,000
- Third-party & Standing Orders: £50,000
|
Learn how to add a new payee to overcome this limit in the article How can I add a new payee in Barclays?
|
HSBC |
Retail
- Internal transfers to any HSBC account: no limit
- External payees: £25,000 per account
- Standing Order: £25,000 per standing order
|
Retail
- Internal transfers to any HSBC account: no limit
- External payees: £25,000 per account
- Standing Order: £25,000 per standing order
- Bill Payments and External payments: Up to £100,000
|
|
Santander |
Retail
- Single Payment limit: £25,000
- Overall Payment limit: £100,000
|
Retail
- Single payment limit: £25,000
- Overall payment limit: £100,000
|
|
Nationwide |
Current
- Internal transfer between own accounts: £5,000,000
- Existing external payees (single transaction limit): £10,000
- New external payees (single transaction limit): £10,000
- Standing Orders (must be set up before 8.30PM the previous working day): £10,000
|
Current
- Internal transfer between own accounts: £5,000,000
- Existing external payees (single transaction limit): £10,000
- New external payees (single transaction limit): £10,000
- Standing Orders (must be set up before 8.30PM the previous working day): £10,000
|
|
Danske |
£25,000 |
|
|
AIB UK |
up to £20,000 |
|
Limits may differ depending on the authentication method (PAC or Card Reader). |
Revolut |
up to £500,000 |
|
Specific limits: £250k per transaction, £500k per day, and £1m per week. One user cannot make more than 50 transfers in 24 hours, or more than 200 transfers in 7 days. |
Monzo |
Retail
Business
- Overall limit: £10,000
- Not explicitly mentioned, so assuming the same limit for Business
|
Retail
Business
- Overall limit: £10,000
- Not explicitly mentioned, so assuming the same limit for Business
|
For this limit to be increased, the user should contact Monzo's Support team.
|
TSB |
Retail
- Overall limit: £25,000
- Standing Order: £10,000
- Internal transfers: £1,000,000
Business
- Overall limit: £100,000
- Standing Order: £100,000
- Internal transfers: £1,000,000
|
Retail
- Overall limit: £25,000
- Standing Order: £10,000
- Internal transfers: £1,000,000
Business
- Overall limit: £100,000
£50,000 limit per transaction
- Standing Order: £100,000
£99,999 transaction limit
- Internal transfers: £1,000,000
£250,000 limit per transaction
|
|
First Direct |
Retail
- Internal transfers to any HSBC account: no limit
- External payees: £25,000 per account
- Standing Order: £25,000 per standing order
|
Retail
- Internal transfers to any HSBC account: no limit
- External payees: £25,000 per account
- Standing Order: £25,000 per standing order
- Bill Payments and External payments: Up to £100,000
|
|
Starling |
£25,000 |
|
|
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