[UK Providers] What are the payment limits? 🇬🇧

In the UK, the minimum amount for a payment is £0.01.

Maximum payment amount limits are set by the payer's bank, and may be dependent upon the specific bank account type and conditions such as the current balance or how many payments have been made recently.

In the UK, Faster Payments maintains a list of general limits here.

Here's a list of general daily limits per provider, please refer to each bank's website for more specific information:

Provider	Online Payment Daily Limit	Mobile App Payment Daily Limit	Observations
Lloyds Banking Group (Lloyds, Halifax and Bank of Scotland)	Retail New and Existing Payee - Person/Contact (per payment + daily): £25,000 New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000 Internal transfers (per payment + daily): £1,000,000 Private Banking New and Existing Payee - Person/Contact (per payment + daily): £99,999 New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000 Internal transfers (per payment + daily): £1,000,000 Business New and Existing Payee - Person/Contact (per payment + daily): £250,000 New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £250,000 Internal transfers: £250,000 Commercial New and Existing Payee - Person/Contact (per payment + daily): £25,000 New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000 Internal transfers: £250,000	Retail New and Existing Payee - Person/Contact (per payment + daily): £25,000 New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000 Internal transfers (per payment + daily): £1,000,000 Private Banking New and Existing Payee - Person/Contact (per payment + daily): £99,999 New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000 Internal transfers (per payment + daily): £1,000,000 Business New and Existing Payee - Person/Contact (per payment + daily): £250,000 New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £250,000 Internal transfers: £250,000 Commercial New and Existing Payee - Person/Contact (per payment + daily): £25,000 New and Existing Payee - eCommerce Goods, eCommerce Services or Other (per payment + daily): £5,000 Internal transfers: £250,000	Limits may differ for Websaver or Express Cash accounts. It also considers the payment context code, which is related to the origin of the business. When updating PCC, limit will increase to £25k Please refer to this for article
NatWest Group (RBS, NatWest and Ulster)	Personal Internal and external payees: £20,000 Default payment limit is set to £5,000 with the user can increase to £20,000 using their Online Banking Premier Internal and external payees: £50,000 Default payment limit is set to £5,000 with the user can increase to £50,000 using their Online Banking Business Internal and external payees: £50,000 Default payment limit is set to £5,000 with the user can increase to £50,000 using their Online Banking	Personal Internal and external payees: £20,000 Premier Internal and external payees: £50,000 Business Internal and external payees: £50,000	Limits vary depending on the payment journey, type of account, and the use of a Card Reader for consent. Retail customers of NatWest, Royal Bank of Scotland, Ulster Bank (Northern Ireland) and NatWest International have a default limit of £5k per day. However, customers can amend that daily limit through their online banking portal. Please refer to this article for a breakdown of the limits across brands and account type. For information on how to increase payment limits, please refer to this Natwest article. £1 million will not be the default Faster Payment limit for Bankline customers. Instead, it will be the maximum limit that customers can set.
Barclays	Personal Transfer to other people: £50,000 Internal transfer between own accounts: £250,000 per transaction Third-party & Standing Orders: £50,000 Premier To other people: £100,000 Internal transfer between own accounts: £250,000 per transaction Third-party & Standing Orders: £50,000 Business Existing payee: £50,000 New payee: £2,000 Internal transfer between own accounts: £250,000 Third-party & Standing Orders: £50,000	Personal Existing payee: £10,000 New payee: £2,000 Internal transfer between own accounts: £250,000 Third-party & Standing Orders: £50,000 Premier Existing payee: £30,000 New payee: £2,000 Internal transfer between own accounts: £250,000 Third-party & Standing Orders: £50,000 Business Existing payee: £50,000 New payee: £2,000 Internal transfer between own accounts: £250,000 Third-party & Standing Orders: £50,000	Learn how to add a new payee to overcome this limit in the article How can I add a new payee in Barclays?
HSBC	Retail Internal transfers to any HSBC account: no limit External payees: £25,000 per account Standing Order: £25,000 per standing order	Retail Internal transfers to any HSBC account: no limit External payees: £25,000 per account Standing Order: £25,000 per standing order Bill Payments and External payments: Up to £100,000
Santander	Retail Single Payment limit: £25,000 Overall Payment limit: £100,000	Retail Single payment limit: £25,000 Overall payment limit: £100,000
Nationwide	Current Internal transfer between own accounts: £5,000,000 Existing external payees (single transaction limit): £10,000 New external payees (single transaction limit): £10,000 Standing Orders (must be set up before 8.30PM the previous working day): £10,000	Current Internal transfer between own accounts: £5,000,000 Existing external payees (single transaction limit): £10,000 New external payees (single transaction limit): £10,000 Standing Orders (must be set up before 8.30PM the previous working day): £10,000
Danske	£25,000
AIB UK	up to £20,000		Limits may differ depending on the authentication method (PAC or Card Reader).
Revolut	up to £500,000		Specific limits: £250k per transaction, £500k per day, and £1m per week. One user cannot make more than 50 transfers in 24 hours, or more than 200 transfers in 7 days.
Monzo	Retail Overall limit: £10,000 Business Overall limit: £10,000 Not explicitly mentioned, so assuming the same limit for Business	Retail Overall limit: £10,000 Business Overall limit: £10,000 Not explicitly mentioned, so assuming the same limit for Business	For this limit to be increased, the user should contact Monzo's Support team.
TSB	Retail Overall limit: £25,000 Standing Order: £10,000 Internal transfers: £1,000,000 Business Overall limit: £100,000 Standing Order: £100,000 Internal transfers: £1,000,000	Retail Overall limit: £25,000 Standing Order: £10,000 Internal transfers: £1,000,000 Business Overall limit: £100,000 £50,000 limit per transaction Standing Order: £100,000 £99,999 transaction limit Internal transfers: £1,000,000 £250,000 limit per transaction
First Direct	Retail Internal transfers to any HSBC account: no limit External payees: £25,000 per account Standing Order: £25,000 per standing order	Retail Internal transfers to any HSBC account: no limit External payees: £25,000 per account Standing Order: £25,000 per standing order Bill Payments and External payments: Up to £100,000
Starling	£25,000

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[UK Providers] What are the payment limits? 🇬🇧

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