Can I add reference values or soft descriptors to a payment?

The API currently enables two references to be specified when creating a payment resource:

• Thebeneficiary_reference field will be displayed during the payment consent flow, as well as on both the remitter’s and beneficiary's statements, and can be used to indicate the motivation for the payment as well as including a unique identifier for reconciliation.
• Theremitter_referencefield may be displayed during the payment consent flow, and may be displayed on the remitter's statement; however, often it is not displayed by ASPSPs. It can be used when contacting the remitter's bank for assistance with a failed payment.