A pending transaction is a transaction that has not yet been fully processed and finalised by the merchant.
Payments products
Pending transactions may not settle, or they may settle with a different final amount. Pending status typically lasts until the merchant fully processes the transaction, which can take a couple of days.
Learn more about payment statuses and payout and refund statuses.
Data product
In the context of TrueLayer's Data product, pending transactions do not appear when the /transactions endpoint is called. To view pending transactions, you would need to use the specific pending endpoints for accounts and cards.
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